Estate Liquidity Consultation
A first conversation about the cash your estate may need—and whether an insurance-focused discussion would be useful.
You may have a clear concern or only a question: would the funds be there when needed? The conversation starts there, not with a policy proposal.
Bring the concern, not a completed plan
This discussion may be useful if much of your wealth is tied to a business or property, your advisors have identified a possible funding need, or you want to understand where insurance could fit.
It is also a starting point for an advisor who wants to discuss Marc’s role before making an introduction. Please keep that initial discussion general and avoid sharing client-identifying information.
The aim is to clarify which questions need attention and who is best placed to answer them.
Marc will try to understand:
What prompted you to look at estate liquidity now.
The broad types of assets involved and any known timing concern.
Whether existing insurance or another source of funds is already part of the discussion.
Which legal, tax and financial professionals are involved.
What you would find useful to understand next.
You don’t need to know your final estate-tax exposure or choose a funding method before asking a question. Your legal and tax professionals should establish those assumptions before they guide a decision.
What happens afterward
The next step depends on what the discussion reveals. Your attorney or CPA may need to clarify an issue first. An insurance question may warrant a closer look. You may decide that no further discussion with SPF is needed.
If more work makes sense, its scope and the people involved should be agreed before proceeding. A request does not start an insurance application, seek a loan approval or commit you to a purchase.
The consultation does not include a promised written plan, score, financial model or feasibility report. It is not a legal or tax opinion, a valuation, or a final product recommendation.
Your advisors remain part of the picture
Marc Setton’s focus is estate liquidity from an insurance perspective. He does not replace your estate attorney, CPA, wealth advisor or other professionals, and SPF does not provide legal, tax, accounting or investment advice.
If you would like an advisor involved, mention that when requesting the conversation. Learn more about advisor collaboration.
How Marc is compensated
Marc does not charge a separate planning, advisory or consulting fee for the work described by Strategic Premium Finance. If a client chooses to proceed with and implements an applicable insurance policy, Marc is compensated by the insurance company as the insurance agent.
That creates a financial interest in an insurance transaction proceeding. It does not mean a transaction is appropriate in every situation. Insurance, borrowing and work by other professionals may involve separate costs.
You can ask how compensation would apply before deciding whether to proceed. Read about compensation and conflicts.
Request a conversation
Share your name, one way to reach you and a brief description of the question. You may also say whether you are asking for yourself or as an advisor.
Please do not send tax returns, trust or policy documents, medical information, account numbers or confidential client details through this form. If detailed information is later needed, its handling should be agreed first.
Request a conversation
Submitting a request does not confirm an appointment.
- (305) 903-0363
- Marc@strategicpremiumfinance.com
Request a conversation
Share your name, one way to reach you and a brief description of the question. You may also say whether you are asking for yourself or as an advisor.
Please do not send tax returns, trust or policy documents, medical information, account numbers or confidential client details through this form. If detailed information is later needed, its handling should be agreed first.
Request a conversation
Submitting a request does not confirm an appointment.
- (305) 903-0363
- Marc@strategicpremiumfinance.com