About Strategic Premium Finance
A specialized approach to estate liquidity planning for business owners, real estate investors, and high net worth families.
Strategic Premium Finance was built around a single objective:
To help structure liquidity without disrupting the assets that created long term wealth.
What We Do
We evaluate estate liquidity strategies in coordination with estate attorneys, CPAs, and financial advisors. Our focus is not product sales, but helping clients and their advisory teams assess whether structured solutions may align with long term planning objectives.
Focused on a Specific Planning Problem
Most financial strategies focus on growing wealth.
Far fewer address what happens when liquidity is required at a specific moment particularly when wealth is tied up in illiquid assets.
For many families, this creates a disconnect:
Strategic Premium Finance exists to address that gap.
Not broadly. Not generally. But with a focused, structured approach to estate liquidity planning.
Estate Liquidity Planning Requires More Than a Product
Estate liquidity planning requires structure, discipline, and coordination.
At Strategic Premium Finance, the process begins with understanding:
- The client’s balance sheet
- The client’s liquidity position
- The family’s estate planning objectives
- The role of existing advisors
- The risks, assumptions, and long term obligations involved
We do not begin with a product.
We begin with the planning problem.
What Makes This Approach Different
Most financial offerings are presented as solutions first.
This approach is different.
We focus on:
Structure Over Sales
Decisions are based on analysis, not presentation
Coordination Over Isolation
Strategies are integrated with legal, tax, and advisory frameworks
Long Term Planning Over Short Term Outcomes
The focus is on sustainability, not immediacy
Clarity Over Complexity
Complex structures are explained clearly and evaluated carefully
Right Strategy When Appropriate
The objective is not to implement more strategies. It is to implement the right strategy, when appropriate.
Built to Work With Your Existing Advisors
Estate liquidity planning does not operate in isolation.
Strategic Premium Finance works alongside:
The objective is alignment not replacement.
Each strategy is coordinated to fit within a broader planning framework.
About the Founder
Marc Setton
Founder, Strategic Premium Finance
Marc Setton founded Strategic Premium Finance to help high net worth families, business owners, and real estate investors evaluate estate liquidity strategies with clarity and discipline.
The foundation of this approach is rooted in:
- Analytical Evaluation
- Attention To Detail
- An Understanding Of How Financial Structures Behave Under Real Conditions
Client Focused Philosophy
His background includes accounting, financial analysis, and client advisory environments, giving him a structured way to evaluate complex planning situations.
The firm’s focus is not on replacing a client’s existing advisors.
The focus is on working alongside CPAs, estate attorneys, financial advisors, insurance professionals, and lending institutions to evaluate whether premium financing may fit within a broader estate liquidity plan.
Strategic Premium Finance was built for one specific planning challenge:
Helping asset rich families prepare for future liquidity needs without forcing the sale of the assets that created their wealth.
This perspective enhances every client engagement.
A Clear Philosophy
The role of planning is not to chase complexity.
It is to create clarity.
At Strategic Premium Finance, the philosophy is simple:
Complexity is managed, not avoided.
Discipline, structure, and clarity guide every decision.
Estate Liquidity Planning May Involve Tax, Legal, And Financial Considerations
- IRS estate and gift tax information
- Federal estate tax resources
- Trust and estate planning education
- Financial industry investor education
Start With a Structured Conversation
f you are evaluating estate liquidity planning, the first step is a confidential review of your current position.
This allows us to determine whether a structured approach may be appropriate.
Book Your Free Private Strategy Call
Confidential. No obligation.
- (305) 903-0363
- Marc@strategicpremiumfinance.com