Designed for Individuals Who Value Structure, Planning, and Long Term Thinking

Strategic Premium Finance works with a very specific type of client.

Not because we want to be exclusive but because advanced planning only works when the foundation is right.

This page is here to help you quickly determine whether our approach aligns with your situation.

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This May Be a Fit If You:

  • You Are a High Income Earner

You typically earn $300,000 or more annually and have consistent income to support long term planning.

This strategy requires stability not volatility.

  • You Have Built Meaningful Net Worth

Your net worth is generally $2 million or higher, including:

  • Business equity
  • Investment real estate
  • Marketable securities
  • Private investments

Your wealth may be strong but much of it may not be easily accessible

  • Your Wealth Is Concentrated

Many of our clients have wealth tied up in:

  • Businesses
  • Commercial or residential real estate
  • Long-term investments
  • Private equity

You are “wealthy on paper,” but liquidity often requires selling asset, something you’d prefer to avoid.

  • You Are Thinking About Legacy

You are beginning to ask questions such as:

  • How will taxes affect my estate?
  • Will my heirs need to sell assets?
  • How do I create liquidity at death?
  • How do I protect wealth across generations?

You want planning, not guesswork.

  • You Value Professional Coordination

You already work with or are open to working with:

  • A CPA
  • An estate planning attorney
  • Financial professionals

You understand that no single advisor operates in isolation.

  • You Prefer Strategy Over Products

You are not looking to “buy something.”

You are looking to understand:

  • your options
  • your risks
  • your structure
  • your long-term plan

Education and clarity matter to you.

This Is Likely NOT a Fit If You:

You Are Looking for Quick Returns

Premium financing is not a short term investment strategy. It is not designed for speculation, arbitrage, or fast profits.

You Do Not Have Stable Income

This approach requires predictable cash flow. If income is inconsistent or uncertain, other strategies are more appropriate.

You Are Highly Risk Averse

Premium financing involves leverage and long term planning. If any form of leverage makes you uncomfortable, this may not be the right solution.

You Want a One Size Fits All Solution

There is no universal structure. Every strategy must be designed around your personal financial picture.

You Are Unwilling to Coordinate With Advisors

Advanced planning works best when all professionals are aligned. If coordination is not possible, the strategy loses effectiveness.

Why This Clarity Matters

Advanced wealth planning is not about complexity. It’s about alignment.

When the right strategy meets the right individual:

Risk decreases

Control increases

Decisions become clearer

Outcomes improve

Start With Clarity

The first step is simple.

We’ll help you determine:

  • Whether advanced planning is appropriate
  • What risks exist today
  • What options deserve consideration
Schedule Your 15 Minute Wealth Liquidity Fit Check