Strategic Premium Finance

Experts in Tax-Efficient Wealth Management and Business Financial Planning

Strategic Premium Finance specializes in tax-efficient wealth management and business financial planning for high-net-worth individuals and business owners. Learn how we help protect assets, reduce taxes, and create long-term financial security.

Trusted Experts in Wealth Preservation
& Business Optimization

At Strategic Premium Finance, we’re more than just financial consultants—we’re strategic partners for high-net-worth individuals, business owners, family offices, and real estate investors. Our mission is to maximize your wealth, minimize your taxes, and protect your legacy using cutting-edge financial planning solutions tailored to your goals.

We don’t believe in cookie-cutter advice. We offer bespoke financial architectures designed to:

  • Slash tax liabilities with compliant, proven strategies
  • Shield wealth through advanced estate planning
  • Convert insurance expenses into long-term assets via captives
  • Increase business profitability and retention with elite employee benefits

“You’ve worked hard to build your wealth—now it’s time to protect and grow it the smart way.”

Meet Marc Setton

Elite Wealth Strategist & CEO

Marc Setton, founder of Strategic Premium Finance, is a nationally recognized expert in tax-efficient insurance, estate planning, and business optimization.

With a career rooted in advanced financial structures and premium financing life insurance, Marc has helped:

  • Secure over $100M+ in financed life insurance for high-net-worth clients
  • Create IRS-compliant captives that save clients millions in taxes
  • Design multi-generational wealth transfer plans through trusts, ILITs, and dynasty structures
  • Consult C-level executives, family offices, and entrepreneurs across the U.S.

With a mastery of financial leverage, tax law, and sales psychology, Marc leads the charge in turning complexity into clarity—and inaction into advantage.

Our Core Philosophy

Build. Protect. Optimize.

At our core, we believe:

“It’s not what you earn, it’s what you keep—and what you pass on that truly matters.”

We operate on three pillars:

Build

Use strategic leverage (e.g., premium financing) to unlock high-value assets without tying up capital.

Protect

Safeguard everything you’ve built through asset protection trusts, tax-free life insurance, and captive insurance companies that keep profits inside your business ecosystem.

Optimize

Optimize Structure your estate, business, and retirement plans to grow tax-deferred, transfer tax-free, and avoid common pitfalls that erode long-term wealth.

Who We Serve

High-Net-Worth Individuals ($5M+)

Seeking asset protection, tax mitigation, and estate tax strategies

Business Owners & Entrepreneurs

Wanting to cut commercial insurance costs, self-insure, and reduce corporate taxes

Real Estate Investors & Developers

Real Estate Investors & Developers

Corporate Executives & Family Offices

Interested in advanced retirement planning, succession strategies, and financial legacies

Why High-Net-Worth Clients Trust Us

Proven, Compliant Structures

From Section 831(b) captives to IRS-reviewed ILITs and GRATs, we ensure all strategies are vetted, legal, and fully compliant.

Personalized Planning

You’re not a spreadsheet. Your wealth deserves a blueprint, not a template.

Private Lending Network & Financing Partners

We partner with top-tier private banks and insurance carriers to offer unmatched leverage and tax-advantaged funding.

Confidential, White-Glove Service

We work discreetly with your attorneys, CPAs, and advisors to build a cohesive, turn-key wealth ecosystem.

What to Expect When You Work With Us

Private Wealth Strategy Consultation

A 1-on-1 discovery with Marc Setton to understand your assets, business, goals, and risks.

1

Custom Wealth Optimization Blueprint

Receive a clear step-by-step plan integrating insurance, tax, and estate strategies.

2

Implementation & Integration

We collaborate with your financial team to execute every detail with precision.

3

Ongoing Support & Monitoring

Your strategy evolves as your life and laws change. We stay by your side.

4

Client Results & Outcomes

  • Saved $2.4M+ in estate taxes for a Miami entrepreneur using ILITs and a Dynasty Trust
  • Built a $3M captive reserve for a logistics company within 3 years—cutting insurance costs in half
  • Increased employee retention by 45% for a 100+ employee company using tax-deductible benefits packages
  • Secured $10M+ in premium-financed life insurance without client out-of-pocket premiums
Want results like these? Let’s start with a conversation.

Ready to Secure Your Financial Legacy?

Take the First Step Today:

  • Book a Free Private Consultation
  • Call: 305-903-0363
  • Email: info@strategicpremiumfinance.com
  • Serving High-Net-Worth Clients & Business Owners Nationwide
Schedule a Consultation Now

Final Thought:

This isn’t just about saving money—it’s about designing your legacy with clarity, control, and confidence.

  • Let’s make your money work smarter.
  • Schedule your confidential strategy call today.