Welcome to Strategic Premium Finance

Tax-Efficient Wealth Management & Strategic Business Planning

You’ve taken the first powerful step toward building multi-generational wealth, reducing your tax burden, and protecting what matters most. This onboarding packet and lead magnet will walk you through our process, values, and how we’ll partner together to maximize your financial potential.

Why High-Net-Worth Clients Choose Us

  • Custom Strategies – Every client receives a personalized financial blueprint tailored to their lifestyle, business structure, and long-term goals.
  • Advanced Tax Planning – We uncover hidden tax-saving opportunities through trusts, captives, and premium financing.
  • Asset Protection – Legal structures are implemented to shield your estate, business, and personal wealth from risk.
  • Elite Partnerships – We work with leading CPAs, estate attorneys, and lenders nationwide.

What We Help You Solve

Problem

  • Estate taxes eroding legacy
  • High insurance premiums
  • Talent retention struggles
  • Tax inefficiencies
  • Lack of succession plan

Our Solution

  • ILITs, Dynasty Trusts, Premium Financing
  • Captive Insurance, Premium Financing
  • Turnkey Employee Benefit Solutions
  • Strategic Structuring & Asset Location
  • Business Continuity & Wealth Transfer Planning

What You Can Expect

Phase 1: Discovery

  • Private consultation with our founder, Marc Setton
  • Financial fact-finding and goal alignment
  • Identification of tax exposure and insurance inefficiencies

Phase 2: Strategy Design

  • Custom financial blueprint
  • Tax mitigation plan using advanced tools
  • Presentation of optimized asset structures

Phase 3: Execution & Integration

  • Implementation of premium financing, trusts, or captives
  • Coordination with your existing legal/tax team
  • Full white-glove service from onboarding to annual reviews

Required Documents Checklist (To Prepare for First Meeting)

  • Recent tax returns (2 years)
  • Business financials (if applicable)
  • Insurance statements (life, health, commercial)
  • Estate planning documents (wills, trusts)
  • Investment account summaries

Case Study Snapshot

Client Profile: Real estate investor with $30M estate Problem: $12M projected estate tax burden Solution: ILIT + Premium Financing + GRAT Result: Taxable estate reduced to $0, heirs protected, real estate portfolio intact.

  • Structured a $15M Premium-Financed Life Insurance Policy held inside an Irrevocable Life Insurance Trust (ILIT).
  • Client used third-party financing to fund premiums, avoiding any personal out-of-pocket costs.
  • The policy's cash value grows tax-deferred, and the death benefit is tax-free.

Download Bonus Guide

“7 Hidden Tax Strategies the Wealthy Use to Build Generational Wealth”

[Click Here to Download Your Free Copy]

Schedule Your Strategy Session

Ready to take action?

Testimonials

“Marc and his team helped me cut my taxes in half while setting up a legacy plan for my family. Their approach is next-level.”
Private Business OwnerPalm Beach
“I was blown away by the captive strategy. I turned a liability into an asset. Highly recommend!”
Tech Entrepreneur Austin

Confidentiality & Trust

We operate under strict confidentiality standards and use encrypted systems to protect your data and privacy.

Final Thought

Your financial strategy should be as exceptional as your success.

Let’s build a tax-efficient, wealth-generating future—together.

Schedule Your Private Consultation Now